Wow. Great interface, and the kind of financial advice a lot of people probably need. If the banking experience is anything like that, it would be amazing. And a calculate-your-own-credit-rating system is a big plus.
But would you trust a site like this with your personal details? I personally find it appalling: Social security number, yearly savings, home address, and income… that's more information than any single bank has on file about me! And after you fork over all that information, you don't even have a contract – they will consider it based on your financial profile.
Not just that, but the nice user-friendly marketing text won't convince me on that either: no easily-findable long 100 page document is for me a bad sign that a financial partner isn't to be taken seriously. That 100-page-document typically describes important things like what happens if someone tries to screw you over financially, how the bank is allowed to screw you, and how much you will lose if the bank decides to screw you.
Even security doesn't seem to be taken seriously: Login with twitter? Come on, an anonymous ID shouldn't be acceptable as an authentication mechanism. There are so many legal loopholes surrounding that. And e-mail to change key account details is, well, unheard of if you are serious about protecting people's data. Any security expert could tell you that.
Movenbank, a promising restart to banking?
Thoughts and possible direction: It is similar to the social influence scoring sites such as Klout (at least the need for the permissions, the end game however is not clear. They could use this to tra…